Here`s what to do when your credit card won`t work on PSN
(Android Central)

Best answer: There are multiple steps to solve your credit card issues, but the first thing to try is removing the information and re-inputting it. This tends to solve most issues. If nothing works, though, you can always grab a gift card instead! Where do I start? Billing Information Troubleshoot Restart from Safe Mode Contact Sony Add funds through PayPal/PSN cards 1. Billing Information The PlayStation Network seems to make everything harder than it should be, with several stipulations in place that need to be followed. Let`s start with entering your billing information on PS5 or PS4. To begin, make sure the credit card you`re using is either Visa, MasterCard, Discover, American Express, or debit cards with an official Visa or MasterCard logo. These are the only ones accepted on the PlayStation Store. Your card checks out? Now, make sure that your billing information has been entered correctly so it matches up with your credit card statements. Special characters like s...